Who owes what, without the awkward talk.

Lent a cousin money? Back from a trip? Running a committee? Tell Waseela in a sentence, and both of you see the same numbers.

Coming soon in Pakistan, the UAE and the UK. Waseela never holds or moves money.

Tell Waseela: “Lent Zubair 3000” becomes a card reading “Zubair owes you Rs 3,000”, with Save and Not right.
بلال کو ⁦5,000⁩ ادھار دیے
Bilal agreed
Rs 5,000

“Was it 20,000 or 25,000?”

Bilal owes you
Rs 12,100

“Who paid for the hotel?”

Hamza pays you
Rs 11,525

“Whose turn is it this month?”

Office committee
Kashif's turn

Your notebook, but it adds up.

Bilal owes you
Everything between you, less what's paid back
Rs 12,100

As money comes back, bit by bit, Waseela keeps what's left. Nothing to work out, and nothing to argue over months later.

Say it. Check it. Done.

  1. 1

    Say what happened

    Say it or type it the way you talk: Urdu, English, Roman Urdu, or a bit of each. Or take a photo of the bill.

    “Lent Zubair 3000” typed in Tell, and a card reading “Zubair owes you Rs 3,000”.
  2. 2

    Check the card

    Waseela writes it up as a card. Change it if you need to. Nothing is saved until you say it's right.

    A photo of a bill read into a card: Groceries, Rs 2,400, with Save and Not right.
  3. 3

    You both see it

    When Bilal joins, Bilal sees the same record and can agree. Waseela remembers what's left, so you don't have to.

    Lines between you and Bilal, each marked Bilal agreed.

What's yours?

“Has Bilal paid 5,000 back already?”

Lend without keeping score in your head. Everything between you and Bilal reads like a conversation.

  • See what's left as it comes back, bit by bit
  • Bilal can agree to each line
  • Keep a photo of a bank transfer with the entry
Lines between you and Bilal, each marked Bilal agreed.

Asking gets easier.

Nobody likes asking for their money back. Waseela drafts a polite reminder with the amount already in it. Change it if you like, and send it on WhatsApp from your own phone.

B
Send Bilal a reminder
Owes you Rs 12,100
Hi Bilal, just a reminder about the Rs 12,100 between us. Here's our record: mywaseela.com/s/…
Change the messageSend on WhatsApp
Hi Bilal, just a reminder about the Rs 12,100 between us. Here's our record: mywaseela.com/s/…9:41

آپس کا حساب، صاف اور ہمیشہ یاد۔

Made for how we actually talk about money.

  • Udhar
  • Committee
  • Kharcha
  • Khata
  • Thora thora karke

Say it or type it in Urdu, English or Roman Urdu, and use the app in either language. Amounts in lakh and crore when that's how you count.

Waseela's Home in Urdu.

Waseela only writes it down. Nothing else changes.

SSaraOn Waseela
HHamzaNot yet
ZZainNot yet
They don't need the app.

Keep track on your own. If they join with their number, they see the same record and can agree to it.

Youcash, bank transfer, anythingBilal
just keeps the record
Your money stays with you.

Pay each other the way you always do. Waseela never holds or moves money.

You and BilalSee it
Everyone elseDon't
Download everythingDelete my account
It's between you.

Only the people in a record see it. No ads, and your records are never sold. Take everything with you, or delete your account, whenever you like.

Questions people ask first.

Does Waseela send or receive money?

No. You pay each other however you already do: cash, bank transfer, anything. Waseela only keeps the record of it.

Do the other people need the app?

No. You can keep track on your own. If they join with their number, they see the same record and can agree to it.

Can I just say it out loud?

Yes. Tap the mic and say it, in Urdu, English or both. You see the words as they're heard, then the card, before anything is saved.

Does Waseela check that someone paid?

No. You can keep a photo with an entry, like a receipt or a bank transfer's screenshot, and everyone in that entry sees it. It's your own picture: Waseela doesn't check what it shows.

Who can see my records?

Only you, and the people a record is with once they join. You can also keep someone private, just for you.

Which countries and languages?

Pakistan, the UAE and the UK first, in English and Urdu, with any currency.

Stop keeping it in your head.

Waseela is coming soon to iPhone and Android.