Coming soon · Pakistan, UAE and UK
A loan to a cousin, a trip with friends, the office committee, spending money for the house, a shop's khata. Say it or type it, in Urdu or English: Waseela remembers who gave what, who paid and who still owes, and shows both of you the same record.
Money between people is different
No bank statement for the 20,000 you lent your cousin. No receipt for the hotel your friend paid for. Just memory, a few WhatsApp messages, and that awkward feeling when you have to ask. When nobody's sure of the numbers, even good friendships go quiet.
Tell Waseela
“Bilal ko 5,000 udhar diye”
Speak or type the way you talk, in Urdu, English or both. Waseela shows a card with who owes whom. Nothing is saved until you say it's right.
“Was it 20,000 or 25,000? And has he paid 5,000 back already?”
Say it the way you would: “Lent Bilal 20,000 for his bike.” As it comes back, bit by bit, Waseela keeps what's left. No arguing over numbers months later.
“Who paid for the hotel? And the petrol? Who owes whom now?”
Add the hotel, the petrol, the dinners as they happen, split equally or your way. At the end, Waseela shows who owes whom, and exactly what each of you pays to settle up.
“Whose turn is it this month, and who still hasn't paid?”
The monthly committee with your office or family: who's in, whose turn it is, who has paid this round, on one grid. Swap turns, skip a month, everyone sees the same list.
“Farah's gift, 2,000 each. Who's given, and who hasn't?”
A gift, a dinner, something for the family: ask each person for their part. Waseela shows who has given and who's left, and reminds them for you. The money goes straight to whoever is collecting.
“I gave Shabana 5,000 for the house. Where did it all go?”
Give the helper or the driver money for the house, and note what's bought as it happens: milk 420, vegetables 650. Waseela shows what's left with them, and you settle up every week or month.
“Imran, Nasreen, Rashid driver… who owes the shop what?”
Start a khata for the shop and add the customers who pay later. Type “Imran 750” and tap. See who owes most and who has owed longest, and send each a polite WhatsApp from your own phone. Customers never see each other.
A loan, a bill, a payment: tell Waseela, or fill it in yourself.
People you add see the same record when they join, and can agree.
What's left, whose turn, when it's due. You don't have to.
Udhar, committee, kharcha, khata, “thora thora karke”. Speak in Urdu, English or Roman Urdu, and use the app in either language. Amounts in lakh and crore when that's how you count.
No. You pay each other however you already do: cash, bank transfer, anything. Waseela only keeps the record of it.
No. You can keep track on your own. If they join with their number, they see the same record and can agree to it.
Only you, and the people a record is with once they join. You can also keep someone private, just for you.
Pakistan, the UAE and the UK first, in English and Urdu, with any currency.
Waseela is coming soon to iPhone and Android.