Coming soon · Pakistan, UAE and UK
A loan to a cousin, a trip with friends, the office committee. Waseela remembers who lent what, who paid and who still owes, and shows both of you the same record.
Money between people is different
No bank statement for the 20,000 you lent your cousin. No receipt for the hotel your friend paid for. Just memory, a few WhatsApp messages, and that awkward feeling when you have to ask. When nobody's sure of the numbers, even good friendships go quiet.
“Was it 20,000 or 25,000? And has he paid 5,000 back already?”
Write it the way you'd say it: “Lent Bilal 20,000 for his bike.” As he pays it back, bit by bit, Waseela keeps what's left. No arguing over numbers months later.
“Who paid for the hotel? And the petrol? Who owes whom now?”
Add the hotel, the petrol, the dinners as they happen, split equally or your way. At the end, Waseela shows who owes whom, and exactly what each of you pays to settle up.
“Whose turn is it this month, and who still hasn't paid?”
The monthly committee with your office or family: who's in, whose turn it is, who has paid this round. Swap turns, skip a month, everyone sees the same list.
“I lent him dirhams in Dubai. He's paying me back in rupees.”
Lend in dirhams, get paid back in rupees, or pounds. You two agree the rate; Waseela remembers it and works out what's settled. Your money stays where it is.
“I don't want to be the one who asks.”
When they join with their number, they see exactly what you wrote and can agree, or say what's different. When it's time, Waseela reminds them for you; someone not on Waseela gets a polite message you send from your own WhatsApp.
A loan, a bill, a payment: a few taps, in English or Urdu.
People you add see the same record when they join, and can agree.
What's left, whose turn, when it's due. You don't have to.
Udhar, committee, “thora thora karke”. Use Waseela in Urdu or English, and switch whenever you like. Amounts in lakh and crore when that's how you count.
No. You pay each other however you already do: cash, bank transfer, anything. Waseela only keeps the record of it.
No. You can keep track on your own. If they join with their number, they see the same record and can agree to it.
Only you, and the people a record is with once they join. You can also keep someone private, just for you.
Pakistan, the UAE and the UK first, in English and Urdu, with any currency.
Waseela is coming soon to iPhone and Android.